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Top 10 Gift Card Hacks

Top 10 Gift Card Hacks

easy shopping hacks

It’s your birthday and you receive 10 gift cards for various stores and restaurants. You might only shop and dine at 3 of the 10 places, but what do you do with the cards from the other 7 destinations? A gift card hack is something that you do with the gift cards that makes it easier to use, get rid of, trade for cash or a way to use it so that the cards don’t go to waste. Below is a list of gift card hacks so that you can put them to the best use possible and save money.

1. Use a gift card app so that you never lose a gift card again.

We’ve all been there. We have lost our precious gift cards. Over time, that can add up to hundreds or even thousands of dollars. A solution to this would be to use a gift card app that lets you electronically input the printed numbers on each gift card. Once they are in your app wallet, you will have them forever and they’re at your fingertips.

2. Use the Fetch Rewards App to get points and redeem them for gift cards.

When you buy something, snap a picture of your receipt (or fetch your ereceipt) and send it into the Fetch Rewards App. You will be awarded with points that you can redeem for gift cards for your favorite stores and restaurants like Amazon, Starbucks, Dunkin’, CVS and Papa John’s. You can earn rewards on brands like Chex, Pepsi, Lipton, Breyers, Huggies, Better Homes & Gardens, Yoplait, and so many more. You can also use your points to enter sweepstakes for thousands of dollars. Easy peasy, and it’s free.

So if you’re into saving money, or collecting gift cards, Fetch is definitely for you.

3. Get cash for your gift cards.

So what do you do with those gift cards that you aren’t going to use? Sell them for cash! Try this gift card reseller site where you can buy and sell your gift cards for cold hard cash. When you sell them, you don’t get the face value in cash of the card, but something is better than nothing. You can use the cash to pay for your groceries, pay your rent or anything you want.

4. Buy gift cards for a discounted rate.

Let’s say that you are doing a home improvement project at Home Depot which will cost you about $5000. If you’re a penny pincher like me, I love to save money wherever I can. By using this discount gift card site, I can buy $5000 worth of Home Depot gift cards for a discounted price. I can pay $4900 instead of $5000. Hey, $100 is a hundred bucks cash! Now I can fill up my gas tank.

5. Use discounted gift cards with in store promotions and coupons.

First buy the gift cards at a discounted rate. Let’s say you got a $50 Old Navy gift card for $45. That means if you spend $50 at Old Navy you are getting a 10% discount. When you get to the store, you will find that there is a 20% sale on those jeans that you’ve had your eye on. So when you stack your gift card with the in store promotion, you will save 10% first, and then 20% giving you a grand total savings of 28%.

6. Remember to use your gift cards with this simple trick.

We all have special credit cards for certain stores or rewards cards. Let’s say that you got an AMC gift card for your anniversary. Once you get it, be sure to put it in your wallet next to your AMC rewards card. That will serve as a reminder that once you pull out your AMC rewards card, you will remember to use your AMC Gift card. If you don’t have a big wallet billfold, it might make sense to keep your gift cards next to your credit cards or debit cards so they are always there to remind you.

Top 10 Gift Card Hacks

7. Keep track of the balance on your gift card so you know how much is left and how much you have to spend.

I keep a Sharpie with me so that I can write down the balance remaining on my card. If you use the card multiple time, make sure you cross off the old amount and then write the new amount. You can also get a sleeve pal which is a paper sleeve that will hold your gift card. You can write the amount you have left on it. 

8. Use an eGift card at a restaurant, even for the tip.

If you have a gift card wallet, chances are that you don’t have the physical gift card itself. When you get the paper receipt and want to pay for it, it doesn’t make sense for you to give the waitress your phone with the gift card wallet intact. She would need to access your phone and know your password. The best thing to do would be to write down the gift card number with the pin. She can input this information into the cash register and your gift card would be deducted.

9. If you have a small balance on your gift card, cash out at most retailers.

If you have a small balance left on a card, maybe $1.23 or $.50, most retailers will take that balance and give you cash. This solves the problem of you carrying a bunch of gift cards with barely any value. 

10. The Costco Gift Card Hack

If you don’t have a Costco membership but know a friend or family member that does, give them money to buy you a Costco gift card and it will act as a “temporary” membership. To get into a warehouse, simply present the gift card to the greeter at the door. You can still use other methods of payment when checking out, but just make sure you have your handy Costco gift card with you just in case. Additionally, Costco gift cards never expire and you can recharge the balance, so it is basically a free Costco Membership powered by a gift card.

The next time you receive gift cards for your birthday, be excited and think of the savings. Even if you receive a card from a store you don’t shop at, now you know exactly what to do. Do you have any gift card hacks? Shoot us an email at so that we can add your secret to our list.